Web支付
2016-03-22 23:25
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in-app payments 或者 micropayments在以下情况下比web支付更好用。
heterogeneity异质(指different payment solution)
小额支付
支付选项众多(快捷支付,支付宝,网上银行等等)
Web支付会有fraud of credit card, fragmentation of payment solution(顾客擅长的支付方式在某些购物网站或者用某些设备用不起来)的问题。
在互操作方面进行以下改进:
1) Users to choose their preferred payment solutions across all their devices; 由于操作问题/网络问题/界面问题,导致的69%的交易搁置问题。
2) Merchants to transparently support a growing number of payment solutions;
3) Developers to monetize applications more easily;
4) New payment solution providers to enter the market more easily with innovative solutions and payment schemes;
5) Society to decrease online fraud;
6) New payment models such as micropayments & paywalls (支付墙)to take-off.
7) online and in-store payments
有关工作组包括:
Credentials Community Group,关于用户个人信息的存储交换
Web Cryptography Working Group, 定义api
Web Authentication Working Group, 减少secret/password作为鉴权的方式,用以下方式
multi-factor authentication support as well as hardware-based key storage while respecting the Same Origin Policy.
Hardware Security (HaSec) Working Group:开发 hardware-based web security standard APIs to provide Web Applications with access to secure services enabled by hardware modules.
Web Bluetooth Community Group
Web NFC Community Group, 建立web友好具有web界面的NFC通讯。
payment networks (ledgers)
heterogeneity异质(指different payment solution)
小额支付
支付选项众多(快捷支付,支付宝,网上银行等等)
Web支付会有fraud of credit card, fragmentation of payment solution(顾客擅长的支付方式在某些购物网站或者用某些设备用不起来)的问题。
在互操作方面进行以下改进:
1) Users to choose their preferred payment solutions across all their devices; 由于操作问题/网络问题/界面问题,导致的69%的交易搁置问题。
2) Merchants to transparently support a growing number of payment solutions;
3) Developers to monetize applications more easily;
4) New payment solution providers to enter the market more easily with innovative solutions and payment schemes;
5) Society to decrease online fraud;
6) New payment models such as micropayments & paywalls (支付墙)to take-off.
7) online and in-store payments
有关工作组包括:
Credentials Community Group,关于用户个人信息的存储交换
Web Cryptography Working Group, 定义api
Web Authentication Working Group, 减少secret/password作为鉴权的方式,用以下方式
multi-factor authentication support as well as hardware-based key storage while respecting the Same Origin Policy.
Hardware Security (HaSec) Working Group:开发 hardware-based web security standard APIs to provide Web Applications with access to secure services enabled by hardware modules.
Web Bluetooth Community Group
Web NFC Community Group, 建立web友好具有web界面的NFC通讯。
payment networks (ledgers)
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