[英语阅读]爱尔兰推出“危机生存指南”

Ireland offers tips to weather recession

爱尔兰政府财政部门近期推出“危机生存指南”，旨在帮助人们从生活细节处着手应对经济危机并尽可能避免陷入更大的危机。“指南”包括建议人们带午饭便当去上班，不喝咖啡，及时还款以及削减奢侈消费等内容，并在其网站上提醒人们切勿举债过多。爱尔兰去年陷入危机时国家债务水平还相对较低，不过今年的财政赤字占国内生产总值的比例已经超过10％，而且预计经济缩水程度将达8％。因此，政府需要尽快采取措施稳定国内秩序。

Bring a packed lunch to work, skip the latte and don't miss any debt repayments because the bankers will always catch up with you -- are just a few of the tips from Ireland's official "Recession Survival Guide."

Bring a packed lunch to work, skip the latte and don't miss any debt repayments because the bankers will always catch up with you -- are just a few of the tips from Ireland's official "Recession Survival Guide."
Ireland's financial regulator advised citizens reeling from a burst property bubble and record recession on Tuesday that they could save almost 3,000 euros (2,664 pounds) a year through simple steps like buying fewer magazines and shopping around for cheaper insurance.
"Cut back on the little luxuries," the watchdog told readers, who face higher taxes and curtailed public services after Dublin unveiled a five-year austerity plan earlier this month to deal with the worst public finances in Europe.
"Don't take on more debt than you can afford," the regulator warned in the release on its www.itsyourmoney.ie consumer advice portal.
The advice may raise some eyebrows. The regulator is facing a major overhaul following widespread criticism of its failure to curb excessive lending during the height of the "Celtic Tiger" economy and its handling of a number of scandals.
Ireland entered recession last year with a relatively low national debt, but with a deficit projected at more than 10 percent of gross domestic product this year and an estimated economic contraction of around 8 percent, it needs to get its household in order fast.