Question about applying for colleges?

ok i have 3.75 gpa, and 48 credits after this semester and my gpa will go up a little because im going to get straight a's.

i am going to transfer when i get 60 credits to a university, i live in
florida. one of my friends was telling me how she got like 35k in
grants, she lives in Illinois, because she has like a 4.3 gpa or
something like that and i believe the school offered her that, where
she was applying at.

i was wondering should i apply at higher schools like fsu and uf. Im
pretty sure i can get into ucf no doubt. I mean i have done community
service including going to kenya for 3 months volunteering so i have
good grades and volunteer experience and i want to join numerous clubs
at the school. I would prefer to go to fsu but financial restraints
stop me.

do you know if all universities offer you money like that because to go
to uf or fsu id have to dorm and im in the lowest bracket financially
for my financial aid so obviously i couldnt afford it.

thanks for your help